When looking at the CDHP and the HSA, it is best to consult a tax professional regarding your personal finances and the impact on your federal income taxes.

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• If I have an HSA this year and switch to an FSA next year will I still have access to any remaining funds in my HSA account from the previous enrollment?
• Do all plan members have the same health insurance choices?
• If my spouse has insurance, can I use my HSA account for his/her expenses?
• What happens to my HSA when I die?
• Are there fees associated with a HSA?