What is my Long Term Disability benefit, and what amount will I receive?

There are four benefit options from which to choose:


• Option 1: Pays 60% of your Pre-Disability Earning up to a maximum of $7,500 per month with an elimination period of 90 days.
• Option 2: Pays 60% of your Pre-Disability Earnings, up to a maximum of $7,500 per month with an elimination period of 180 days.
• Option 3: Pays 63% of your Pre-Disability Earnings up to a maximum of $10,000 per month with an elimination period of 90 days.
• Option 4: Pays 63% of your Pre-Disability Earnings up to a maximum of $10,000 per month with an elimination period of 180 days.

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