How long can I receive benefits under Long Term Disability Insurance?

Monthly payments may last to a maximum benefit period of Age 65, or your Social Security Normal Retirement Age after you satisfy the Elimination Period. If you are 65 or older on the date of disability, your maximum benefit period is as follows:


Age 65 24 months
Age 66 21 months
Age 67 18 months
Age 68 15 months
Age 69 & over 12 months


Please note – every disability is different. Not every disability may last for the maximum period. MetLife will determine your benefit period based on your medical and other information. The length of the benefit period depends on your disability.

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