What happens to my coverage if I quit (lose) my job?

Your disability insurance coverage will end at the end of the month in which you terminate employment. Members enrolled in the State’s disability insurance program for at least 12 calendar months whose employment ends due to a reason other than disability may convert their coverage. They may convert to an individual disability policy or a non-state sponsored group disability plan.

They must do so within 31 days of the end of their Disability insurance coverage. The disability insurance carrier will determine your premium rate. This option is not available to a member whose coverage ends due to non-payment of premiums.

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