Are there any limitations to my coverage?

Yes. Limitations to your benefit may apply if you are disabled due to one or more of the following medical conditions: Alcohol, Drug or Substance Abuse or Addiction or Mental and Nervous Disorders or Diseases, your disability benefits will be limited to a lifetime maximum equal to the lesser of 24 months or the maximum benefit period. Please review your Certificate of Insurance and Disability Member Handbook provided by your Employer for specific details or contact MetLife with any questions. Follow the link on the right side of web page to view the certificate and Member Handbook.

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