A surviving dependent can only continue coverage on the insurance policy (policies) they were covered on at the time of the retiree’s passing.
Your surviving dependents will receive up to six months of free health insurance coverage. Dependents must be covered at the time of your death and continue to meet eligibility rules. The surviving dependent must apply to continue coverage within 60 days of the end of six months of free coverage.
The Tennessee Plan
Coverage under the Tennessee Plan will terminate at the end of the month of the retiree’s passing. Your surviving dependents may continue coverage if they were enrolled in the Tennessee Plan at the time of your death. Surviving dependents must apply to continue coverage within 60 days of the end of coverage under your enrollment.
Dental and Vision Coverage
Coverage under the retiree dental and/or retiree vision plan will terminate at the end of the month of the retiree’s passing. Your surviving dependents may apply to continue coverage after your death as long as they still meet the eligibility rules. Application must be made within 60 days.
Premiums for Surviving Dependents
Premiums will be deducted from any continuing Tennessee Consolidated Retirement System (TCRS) survivor pension benefits. If the surviving dependent is not eligible to receive a TCRS pension or the pension benefit will not be large enough to deduct premiums, the surviving dependent will be billed directly. Dependents acquired by the survivor(s) after your death are not eligible for coverage.