What is the difference between BCBST, Cigna, Cigna OAP: Providers and Facilities

Q. What is the difference between the BCBST, Cigna, and Cigna OAP networks

A. Network Options

You have three insurance networks of doctors and facilities to choose from:

  • BlueCross BlueShield of Tennessee: Network S
  • Cigna: LocalPlus
  • Cigna: Open Access Plus (monthly surcharge applies)

All three networks have providers (doctors and facilities) available across Tennessee. Doctors and facilities in the networks can change. Check the networks carefully for your preferred doctor(s) or hospital when making your selection.  Members should be referred to the carrier as the carrier contact real-time updates on in network providers and facilities.


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