What is the difference between the Premier PPO and the Standard PPO

Q. What is the difference between the Premier PPO and the Standard PPO

A. Each option has different cost sharing—your out-of-pocket costs for copays, deductibles, coinsurance and out-of-pocket maximums.

For all options, you won’t pay anything for eligible preventive care — it’s covered at 100% as long as you use an in-network provider.

  • Premier PPO – (formerly called the Partnership PPO). Highest premiums, but you pay less for copays at the doctor's office and pharmacy than the PPOs and less coinsurance.
    • Premiums will be higher than in 2017.
    • Those currently enrolled in the Partnership/No Partnership PPO will be automatically moved to the Premier PPO unless they change plans during annual enrollment.
  • Standard PPO – Lower premiums than the Premier PPO, but you pay more for copays at the doctor’s office and pharmacy.
    • Premiums will be lower than in 2017.

 

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