Q. What is the difference between the Premier PPO and the Standard PPO
A. Each option has different cost sharing—your out-of-pocket costs for copays, deductibles, coinsurance and out-of-pocket maximums.
For all options, you won’t pay anything for eligible preventive care — it’s covered at 100% as long as you use an in-network provider.
- Premier PPO – (formerly called the Partnership PPO). Highest premiums, but you pay less for copays at the doctor's office and pharmacy than the PPOs and less coinsurance.
- Premiums will be higher than in 2017.
- Those currently enrolled in the Partnership/No Partnership PPO will be automatically moved to the Premier PPO unless they change plans during annual enrollment.
- Standard PPO – Lower premiums than the Premier PPO, but you pay more for copays at the doctor’s office and pharmacy.
- Premiums will be lower than in 2017.