Short Term Disability Exclusions

STATE OF TENNESSEE GROUP INSURANCE PROGRAM

SHORT TERM DISABILITY INSURANCE

 

 

SHORT TERM DISABILITY INSURANCE EXCLUSIONS

 

We will not pay for any Disability caused or contributed to by:

 

1.     war, whether declared or undeclared, or act of war, insurrection, rebellion or terrorist act;

2.     Your active participation in a riot;

3.     intentionally self-inflicted injury;

4.     attempted suicide; or

5.     commission of or attempt to commit or taking part in a felony.

We will not pay Short Term Benefits for any Disability caused or contributed to by elective treatment or procedures, such as:

 

1.     cosmetic surgery or treatment primarily to change appearance;

2.     sex-change surgery;

3.     reversal of sterilization;

4.     liposuction;

5.     visual correction surgery; and

6.     in vitro fertilization; embryo transfer procedure; or artificial insemination.

However, pregnancies and complications from any of these procedures will be treated as a Sickness.

 

 

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