There are two benefit options from which to choose:
· Option A: Pays 60% of your Pre-Disability Salary, up to a maximum of $2,500 per week, with an Elimination Period of 14 days.
· Option B: Pays 60% of your Pre-Disability Salary up to a maximum of $2,500 per week with an Elimination Period of 30 days.
Example: if a person’s Annual Pre-Disability Salary equals $65,000, simply divide by 52 (weeks,) and multiply by the benefit percentage of 60% to find out your weekly benefit.
$65,000 / 52 x .60 = $750.00 per week of STD benefit
The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.
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