Are there any income sources I might receive while I am disabled which will NOT reduce my Short Term Disability Benefit?

Yes.  The following income sources will not reduce your Disability benefit:

·       Early retirement benefits that have not been voluntarily taken by you.

·       Veteran’s benefits.

·       Individual disability income insurance policies.

·       Benefits received from an accelerated death benefit payment.

This above list is not all-inclusive.  Please read your Short Term Disability certificate for the full legal details.

The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.   

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