How are maternity benefits covered?

It is important to note that ALL OB/GYN doctors are considered primary care doctors. You will only pay for your first OB/GYN visit to confirm your pregnancy.  If enrolled in a PPO plan, you will pay the primary care copay. If enrolled in a CDHP, you will pay the deductible plus coinsurance. For all plan options, you will then pay for the delivery, which is subject to the deductible and coinsurance.

If you have any difficulties and need specialized care for complications of pregnancy or you need extra time in the hospital extra costs will apply.

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