How are maternity benefits covered?

It is important to note that ALL OB/GYN doctors are considered primary care doctors. You will only pay for your first primary care visit to confirm your pregnancy. If enrolled in a PPO plan, you will pay the primary care copay. If enrolled in a CDHP, you will pay the deductible plus coinsurance. For all plan options, you will then pay for the delivery, which is subject to the deductible, coinsurance and out-of-pocket maximum.

If you have any difficulties and need specialized care for complications of pregnancy or you need extra time in the hospital extra costs will apply.

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