The CDHP/HSA is a Consumer-driven Health Plan. To go with your CDHP, you also have a health savings account, a tax-free savings account that you can use to pay for your deductible and coinsurance expenses.
State and higher education employees: If you enroll in the CDHP, the state will put money into your HSA: $250/individual-only coverage; $500/family coverage. If your coverage effective date is on or after Sept. 2, the state contribution is not available. Anyone whose coverage level changes from single to family on or after Sept. 2 through Dec. 31 of the plan year will not be provided with an additional $250 in seed funds.
Local government and local education employees: Check with your agency benefits coordinators to see if your agencies will provide funding for your HSA.