Some 90-day maintenance drugs are at the coinsurance rate before I meet my deductible. How do I know which ones those are?

There is not an all-inclusive list of drugs for all of the categories because there are a large number of generics and many preferred brands and the number changes regularly.

Drug categories generally covered as a 90-day maintenance drug are:

  • Anti-hypertensives (for high blood pressure)
  • Statins (for high cholesterol)
  • Diabetes drugs, insulins, One Touch test strips, One Touch lancets, and BD needles
  • Coronary Artery Disease (CAD) medications
  • Congestive Heart Failure (CHF) medications
  • Depression medications
  • Asthma/COPD meds

In order to receive this benefit and have your drug in this category bypass the deductible you must fill a 90 day supply through either the Caremark Mail Order program OR at a participating Retail-90 Network Pharmacy.

If you are unsure whether a medication is a qualified 90-day maintenance drug, call Caremark at 877.522.8679.

Note: The list of Retail 90 day pharmacies is available at:

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