When will COBRA coverage end?

Continuation of coverage through COBRA will end on the earliest of the following:

  • The premium is not paid by the due date.
  • The date after electing COBRA that the participant first becomes insured with another group health plan.
  • The date after electing COBRA that the participant first becomes entitled to Medicare (refer to Medicare provision).
  • The date the participant no longer meets the plan’s eligibility guidelines. The last day of the appropriate 18-, 29- or 36- month extension period.
  • The plan terminates.

When any of these events occur, the covered person is no longer eligible to continue health coverage through COBRA. It is the participant’s responsibility to notify Benefits Administration, in writing, when they become ineligible under these guidelines. Legal action will be taken to recover any benefits provided to an enrollee who was not eligible for coverage. All questions concerning eligibility rules should be directed to Benefits Administration.

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