When a LocalPlus member visits a non-LocalPlus provider within the LocalPlus area, coverage will be at the out-of-network rate. When a LocalPlus member is outside of the LocalPlus service area, but the provider is within Cigna’s national Open Access Plus (OAP) network, coverage will be at OAP in-network rates. As a reminder, if the provider is out-of-network, coverage will be at the out-of-network rate.
What happens when I go to a provider outside LocalPlus but within other Cigna networks?
