The State of Tennessee offers BlueCross BlueShield Network S, Cigna LocalPlus and Cigna Open Access Plus.
BlueCross BlueShield offers a national and international network. Cigna offers the LocalPlus Network in certain areas nationally. Cigna Open Access Plus is a new, larger network. You will have a choice of more doctors and facilities, including Baptist Memphis, but will pay more. The following surcharges will apply:
- $40 more for employees only and employee + child(ren) coverage
- $80 more for employee + spouse and employee + spouse + child(ren) coverage
It is best to contact the carriers directly for more information on specific providers.