Does coverage reduce as I age?
Yes, the face amount of coverage reduces when an employee reaches certain ages. The face amount reduces to 65% of the original amount at age 65, to 45% of the original amount at age 70, and to 35% of the original amount at age 75.
May two employees cover the same dependent children?
No, only one employee is allowed to add a child term rider to his/her certificate of coverage.
If I did not enroll when I was first hired, may I enroll later?
Yes, you may enroll with no health questions asked during the fall annual enrollment period. You may enroll in single or family coverage.
How much coverage will I have?
Coverage is based upon the employee’s salary with the maximum amount of coverage being $60,000.
May I take the voluntary ad&d coverage with me if I retire or terminate employment?
No, there is no continuation of coverage available.