What is the benefit of a medical flexible spending account (medical FSA)?

A medical FSA makes it easy to save funds to use for eligible healthcare expenses that are not covered by insurance.

Your entire FSA and L-FSA contributions are available at the beginning of the plan year. You get a debit card to use for qualified expenses.

Your medical FSA funds can be used by you and:

  • Your spouse
  • Your child (up to age 26) and/or
  • Your tax dependent who is permanently and totally disabled
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