Do the Funds in My HSA Accrue Interest?

The cash account (any funds in your HSA that you choose not to invest above $1,000) earns varying interest amounts depending on your monthly balance - and those interest rates fluctuate regularly. For the most current interest rates, log in to your HSA at then click on the large headline “Health Savings Account.” Scroll to the bottom of the page and you will see a block labeled “HSA Interest Rate Summary” with the current interest rates.

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