I am a higher education employee who is changing employers (university to university), how does that affect my insurance coverage?

If you are leaving one University of Tennessee or Tennessee Board of Regents agency to join another, and there was no break in coverage/employment, you are considered a true transfer at that institution and you must keep the same benefits you had with your previous agency. A true transfer occurs only when an employee leaves an agency one business day and starts with the new agency the next business day.

If you are leaving one University of Tennessee or Tennessee Board of Regents agency to join another, and there will be a break in employment then you are considered a new hire at that institution. You may change coverages, add or remove dependents, cancel coverage or maintain your current coverage. You can make changes by accessing Employee Self Service (ESS) or by submitting an enrollment form within 31 days of your eligibility date with the new school.  

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