Can children under age 26 be covered as dependents on their parents' plan if they are eligible for their own coverage (e.g., at another job)? Crystal July 06, 2018 20:59 Yes, access to other coverage is not a factor. Related articles My child is about to turn 26, what do I need to do to remove him or her from coverage? Can a dependent be dropped from coverage in the middle of the plan year? If two employees in the same plan (state, local education or local government) are married, are they required to choose the employee + spouse premium level, or can each sign up for employee only coverage? What if there are children? I have a child who is attending college out-of-state and under the age of 26. Is my child still eligible to be on my insurance coverage? Would my child be covered for out-of-state care? Can I cancel my insurance coverage for any reason and what documentation is required?