How long will my State-sponsored insurance be active after my termination date?

For State Employees:

The last day of the month in which you leave employment with the State.

For Higher Education Employees:

The last day of the month for which your last contribution was applied.

 For Local Education Employees:

The last day of the month for which your last contribution was applied.

 For Local Government Employees:

The last day of the month for which your last contribution was applied.

  1. Can my disabled child stay on my insurance past the age of 26?

Children who are mentally or physically disabled and not able to earn a living may continue coverage beyond age 26 if they were disabled before their 26th birthday and they were already insured under the State Group Insurance Program.

A request for extended coverage must be provided to Benefits Administration before the dependent’s 26th birthday. The insurance carrier will decide if a dependent is eligible based on disability. Coverage will end and will not be restored once the child is no longer disabled.

  1. How do I determine what my coverage begin date will be?

For State Employees:

Full-Time Newly Hired Employee - As a new employee, coverage starts on the first day of the month after you complete one full calendar month of employment.

Part-Time to Full-Time Employee - If you are a part-time employee who has completed one full calendar month of employment and you gain full-time status, your coverage will start the first day of the month after gaining full-time status.

For Higher Education Employees:

Full-Time Newly Hired Employee - As a new employee, coverage starts on the first day of the month after you complete one full calendar month of employment.

Part-Time to Full-Time Employee - If you are a part-time employee who has completed one full calendar month of employment and you gain full-time status, your coverage will start the first day of the month after gaining full-time status.

For Local Education Employees:

Full-Time Newly Hired Employee - As a new employee, your eligibility date is your hire date or no later than the end of the subsequent month. You must complete your enrollment within 31 days after your eligibility date. Coverage starts on the first day of the month after your eligibility date (see your agency benefits coordinator to determine which option applies to you).

Part-Time to Full-Time Employee - If you are a part-time employee who has completed one full calendar month of employment and you gain full-time status, your coverage will start the first day of the month after gaining full-time status.

For Local Government Employees:

Full-Time Newly Hired Employee - Coverage starts on the first day of the month after your hire date or the first day of the month following the end of your probationary period (if your agency applies a probationary period to insurance coverage. See your agency benefits coordinator to determine which option applies to you).

Part-Time to Full-Time Employee - If you are a part-time employee who has completed one full calendar month of employment and you gain full-time status, your coverage will start the first day of the month after gaining full-time status.

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