What is Short Term Disability(STD) Insurance?

Short Term Disability Insurance replaces a percentage of your income for disabilities expected to last up to a maximum of 26 weeks.

Please note that Long Term Disability Insurance (LTD) FAQs are for State employees only. The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.


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