When am I eligible to enroll in Short Term and Long Term Disability plans?

You will be eligible to enroll in the STD and LTD plans on the first day of the calendar month following the date you complete a waiting period of one full calendar month, if you are (i) an employee working not less than 30 hours per week; (ii) a seasonal employee hired prior to July 1, 2015 with 24 months of service and certified by your appointing authority to work at least 1,450 hours per fiscal year (July-June); or (iii) deemed eligible by applicable federal law, state law, or action of the State Insurance Committee. You then have 31 days to enroll from the date you became eligible.

Please note that Long Term Disability Insurance (LTD) FAQs are for State employees only. The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.

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