Your gross base annual salary is defined as your pre-disability salary. The gross base annual salary you make on Sept. 1 of each calendar year determines the benefit you are eligible for beginning Oct. 1 of each calendar year.
To see the full list of what gross base annual salary includes, please consult the Certificate of Coverage for both short and long term disability, which can be found by navigating to www.tn.gov/ParTNersForHealth. From there, select Publications > Publications > Disability Insurance > Certificate of Coverage.
- For new hires, pre-disability salary will be based on your date-of-hire salary, and coverage will be effective after you complete one full calendar month of employment.
- Annually, there will be a benefit and premium level adjustment. If your salary has changed from the prior year, your benefit and premium will change accordingly using the gross base annual salary you make on Sept. 1. This adjustment will become effective on Oct. 1.
Please note that the long term disability insurance FAQs are for state employees only. The state of Tennessee does not offer long term disability insurance to higher education employees. If you are a higher education employee, direct questions on LTD to your agency benefits coordinator.