Will I have to pay my Short Term Disability (STD) Insurance premiums while I am disabled?

Yes. You are required to pay your STD premiums while you are out on disability to keep your STD insurance inforce. You will be direct billed for Short Term Disability premiums just as you are for other benefits such as Medical and Dental.

Please note that Long Term Disability Insurance (LTD) FAQs are for State employees only. The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.

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