If I am currently disabled, and my Long Term Disability (LTD) Insurance coverage ends, will my current claim benefits stop?

No. If you were eligible for LTD coverage on your date of disability, then your current claim benefits will not be impacted and will continue to be administered according to the rules outlined in the plan.

Please note that Long Term Disability Insurance (LTD) FAQs are for State employees only. The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.

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