Am I allowed to have both a Workmen’s Compensation (WC) claim and Short Term Disability (STD) or Long Term Disability (LTD) at the same time?

Yes. The STD or LTD claim will run concurrently with the WC claim and any income payments received from WC would be an offset to the STD or LTD benefit payments.

Please note that Long Term Disability Insurance (LTD) FAQs are for State employees only. The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.

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