Short term disability: No
Long term Disability: Yes. Limitations to your benefit may apply if you are disabled due to one or more of the following medical conditions, your disability benefits will be limited to a lifetime maximum benefit equal to the lesser of 24 months or the maximum benefit period: alcohol, drug or substance abuse or addiction or mental and nervous disorders or diseases. Please review the LTD Certificate of Insurance for specific details. It is available by navigating to www.tn.gov/ParTNersForHealth. From there, select Publications > Publications > Disability Insurance > Certificate of Coverage.
Please note that the long term disability insurance FAQs are for state employees only. The state of Tennessee does not offer long term disability insurance to higher education employees. If you are a higher education employee, direct questions on LTD to your agency benefits coordinator.