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How does the health savings account (HSA) benefit me?
- The money you save in the HSA (both yours and applicable state or local agency contributions) rolls over each year and collects interest. You don’t lose it at the end of the year.
- You can use money in the account to pay your deductible and qualified medical, vision and dental expenses.
- The money is yours! You take the HSA with you if you leave or retire.
- You will receive an Optum Bank debit card for yourself and may order additional cards for your spouse and/or dependent(s) to use for medical expenses. There is no charge for the initial cards.