Disability-State and Higher Education Only
Please note that the following Long Term Disability Insurance (LTD) FAQs are for State employees only. The State of TN does not offer Long Term Disability Insurance to Higher Education employees. If you are a Higher Education employee, direct questions on LTD to your Agency Benefits Coordinator.
- What is Disability Insurance?
- What is Short Term Disability Insurance?
- What is Long Term Disability Insurance?
- Am I Required to Enroll in the Short Term and Long Term Disability Plan?
- When am I Eligible to Enroll in Short Term and Long Term Disability Plans?
- Is Disability Insurance Right for me?
- How Much Does Disability Insurance Cost?
- What is the Short Term Disability Benefit, and What Amount Will I Receive?
- What is the Long Term Disability Benefit, and What Amount Will I Receive?
- What do the Terms “Disabled” and “Disability” Mean? How are They Defined?
- What is my Pre-disability Salary, and When is it Determined?
- How Long can I Receive Benefits Under Short Term Disability Insurance?
- What is the Elimination Period and why is it Important?
- When Will I Receive my Disability Benefit Payment?
- Will I Have to pay my Short Term Disability Insurance Premiums While Disabled?
- Will I Have to pay my Long Term Disability Insurance Premiums While I am Disabled?
- If I am Currently Disabled and my Short Term Disability Insurance Coverage Ends, Will my Current Claim Benefits Stop?
- If I am Currently Disabled, and my Long Term Disability Insurance Coverage Ends, Will my Current Claim Benefits Stop?
- Can I Receive Short Term and Long Term Disability Benefits if I Return to Work Part-time?
- What Happens if my Short Term Disability is Longer Than the Maximum Benefit Period of 26 Weeks?
- Are There any Income Sources I Might Receive While I am Disabled Which will Reduce my Short Term Disability Benefit?
- Are There any Income Sources I Might Receive While I am Disabled Which will Reduce my Long Term Disability Benefit?
- Am I Allowed to Have Both a Workmen’s Compensation Claim and Short Term Disability or Long Term Disability at the Same Time?
- Are there any income sources I might receive while I am disabled which will NOT reduce my Short Term Disability Benefit?
- Are there any income sources I might receive while I am disabled which will NOT reduce my Long Term Disability Benefit?
- Am I allowed to have both a Workmen’s Compensation (WC) claim and Short Term Disability (STD) or Long Term Disability (LTD) at the same time?
- Are there any income sources I might receive while I am disabled which will NOT reduce my Short Term Disability Benefit?
- Are There any Income Sources I Might Receive While I am Disabled Which will NOT Reduce my Long Term Disability Benefit?
- I Have Leave Time Accrued. Does This Affect my Short Term and Long Term Disability Benefit?
- Will Using Days From the Sick Leave Bank Impact my STD Benefit Payment?