The Tennessee Plan is an employer-sponsored, self-insured plan that is like a National Association of Insurance Commissioners Model D Medicare Supplement Plan. This plan is not offered to the general public and is not subject to the federal Medicare open enrollment rules. The state does not offer the opportunity to enroll in the plan outside of the retiree’s initial eligibility without receiving late applicant approval. Find more information here: Tennessee Plan.
The TN Plan application must be submitted within 60 days of your initial eligibility to enroll without answering health questions. The initial eligibility date is the later of the following: (1) the date of TCRS retirement;(2) the date active state group basic health coverage terminates: or (3) the date of Medicare eligibility. For more information on initial eligibility dates, late application, coverage effective dates and dependent eligibility for this plan, please consult the plan document for The Tennessee Plan on the Partners for Health website at https://www.tn.gov/partnersforhealth/publications/publications.html. Look under The Tennessee plan (for retirees with Medicare) section.