The Plan Document permits a premium deferral period of a full calendar month for premiums being billed directly to the covered person. If the premium is not received within the deferral period, coverage will be canceled retroactive to the last month for which the premium was paid. If coverage is canceled at the end of the deferral period for failure to pay, the Plan Document permits a one- time opportunity for Coverage reinstatement. Persons seeking reinstatement of coverage must request reinstatement within 30 calendar days of being notified that coverage was canceled. BA must receive all signed required documentation and all premiums due within 30 days of the request for reinstatement.