Do the funds in my HSA accrue interest? Brady Delander December 11, 2023 18:44 Updated The cash account earns interest at a current rate of .01% APY paid monthly. Related articles When looking at the CDHP/HSA, is it best to consult a tax professional regarding your personal finances and the impact on your federal income taxes? How can I get my employer ID? Can the funds in an HSA be invested? Can I have both an HSA account and an FSA account? Can I have “gap” insurance or other health coverage and the CDHP?