What happens if I ask for a brand name medication when my doctor writes a prescription indicating that a generic drug can be substituted?

If your doctor says it’s okay to substitute a generic drug, but you still choose the brand name version at the pharmacy, you’ll pay more. You’ll be responsible for:

• The cost difference between the brand name and the generic drug plus
• Your regular brand copay (if you’re in a PPO plan) or
• Your coinsurance amount (if you’re in a CDHP plan)

Choosing generics when available can help you save money while still getting the care you need.