I have an employee who used to work full-time but now works part-time. They are still eligible for health insurance under the Affordable Care Act. Can they change their health insurance coverage because of this change in their work hours?

When a full-time employee changes to part-time status, the following rules apply:

• The employee is allowed to waive (drop) their health insurance coverage at the time of the status change.
• If the employee chooses to keep their coverage, they can only keep the same coverage they had at the time of the change.

They cannot make changes, enroll in coverage or add new dependents to coverage based on a reduction of work hours. 

Special Notes

• If a full-time employee declined health insurance when they were hired and later changed to part-time, they are not eligible to enroll in coverage at that time.