Employees and/or dependents continue the same coverage they had when active. The same eligibility, benefits, guidelines and restrictions apply. There will be no change in the process for submitting claims and, for claims purposes, the identification number will remain the same if the employee is retaining coverage. Continued enrollment is subject to all regular terms and conditions including nonpayment or reduced benefits for non-emergency services received out-of-network without prior approval of the claims administrator.