You may increase your voluntary term life coverage by the annual guaranteed issue amount of $5,000 during the fall Annual Enrollment period if you receive a letter or postcard from Securian Financial (Minnesota Life) notifying you that you are qualified for the increase based upon your salary and current level of coverage.
You may submit an Evidence of Insurability application (required answers to specific health questions) to request an increase in your coverage above the guaranteed issue amount, up to the overall maximum amount during the fall Annual Enrollment period.
You cannot increase the amount of basic term life/basic AD&D coverage you have.
You can increase your voluntary AD&D coverage amount by moving from a lower coverage level to a higher coverage level during the fall Annual Enrollment period.