Voluntary Universal Life Insurance

The plan is closed to new enrollments.

Can I decrease the amount of coverage I have?

You may ask to decrease the face amount on your policy as long as your request is submitted in writing to Unum at least 45 days prior to the anniversary date, which is January 1 of each year. If your decrease is approved, it will take effect on the January 1 following your request for the decrease.

Please note: decreases cannot reduce the face amount to less than the minimum of $5,000. Unum reserves the right to decline to make any change that Unum determines will cause the coverage to fail to qualify as life insurance under applicable tax law.

Can I increase the amount of coverage I have?

No, the plan is closed to increases in coverage.

How can I find out who I designated as the beneficiary?

Unum maintains the beneficiary information for each certificate holder. You can contact their customer service center at 866.298.7636 Monday through Friday 7 a.m. to 7 p.m. Central. It’s always a good idea to check the beneficiary information periodically to be sure the designation is current.

Have more questions? Submit a request