Does coverage reduce as I age?
No. There are no age benefit reductions in the voluntary accidental death and dismemberment coverage.
May two employees cover the same dependent children?
No. Only one employee is allowed to cover the children.
If I did not enroll when I was first hired, may I enroll later?
Yes. You may enroll with no health questions asked during the fall Annual Enrollment period. During Annual Enrollment, you may enroll yourself and your eligible dependents in coverage.
How much coverage will I have?
Coverage for employees is available at five different amounts: $50,000, $60,000, $100,000, $250,000 and $500,000.
May I take the voluntary AD&D coverage with me if I retire or terminate employment?
No. There is no continuation of coverage available.