Central State Government and State Higher Education Employees: Premiums for short-term disability and long-term disability options 1,2, and 4 are deducted post- tax and paid by the employee; therefore, benefits received are not taxable income. Long-term disability option 3 premiums are paid by your employer; therefore, benefits received are considered taxable income and will appear on your W-2.
Employees of State Offline Agencies: Premiums for all short-term disability and long-term disability option are deducted post-tax and paid by the employee; therefore, benefits are not taxable income. Employees should consult with their agency benefits coordinator regarding detailed premium payment information.
Additional FAQs can be found on the disability microsite at: https://www.metlife.com/info/stateoftn/disability/state/benefits/faq/