There are two benefit options from which to choose:
- Option A: Pays 60% of your pre-disability salary, up to a maximum of $2,500 per week, for a maximum of 26 weeks, with an elimination period of 14 days.
- Option B: Pays 60% of your pre-disability salary, up to a maximum of $2,500 per week, for a maximum of 26 weeks, with an elimination period of 30 days.
Example: if a person’s annual pre-disability salary equals $65,000, simply divide by 52 (weeks) and multiply by the benefit percentage of 60% to find out your weekly benefit.
$65,000 / 52 x .60 = $750.00 per week of STD benefit
Additional FAQs can be found on the disability microsite at https://www.metlife.com/info/stateoftn/disability/state/benefits/faq/