The state of Tennessee pays the full premium for long-term disability option 3 into which all central state government and state higher education employees are automatically enrolled. The employee pays the full premium for short-term disability and long-term disability options 1, 2 and 4.
Premium rates for the plans can be found on the following websites, as well as in the member handbook.
Microsite: https://www.metlife.com/StateofTN
ParTNers for Health website Insurance Premiums (tn.gov)
Additional FAQs can be found on the disability microsite at https://www.metlife.com/info/stateoftn/disability/state/benefits/faq/