The state of Tennessee, as of Jan 1, 2024, pays the full premium for long-term disability option 3 in which all central state government and state higher education employees are automatically enrolled. The employee pays the full premium for short-term disability and long-term disability options 1, 2 and 4. State offline agency employees pay the full premium for short-term disability and long-term disability options 1, 2, 3 or 4, if enrollment is elected.
Premium rates for the plans can be found on the following websites, as well as in the Member Handbook.
Microsite: https://www.metlife.com/StateofTN
ParTNers for Health website Insurance Premiums (tn.gov).
Additional FAQs can be found on the disability microsite at: https://www.metlife.com/info/stateoftn/disability/state/benefits/faq/