If the Social Security Administration has determined a qualified beneficiary to be disabled under Title II or Title XVI of the Social Security Act and the disability period begins or continues for any period of time during the first 60 calendar days of COBRA continuation coverage, that qualified beneficiary is entitled to elect an additional 11 months (total of up to 29 months from the date of the qualifying event) of COBRA continuation coverage. In the case of a qualified beneficiary who is a child born to or placed for adoption with a covered employee during a period of COBRA continuation coverage, the period of the first 60 calendar days of COBRA continuation coverage is measured from the date of birth or placement for adoption. This same 11-month disability extension applies to each qualified beneficiary entitled to COBRA because of a qualifying event described in Section 4.09(A)(1) or (2) above. To qualify for this extension of coverage, the qualified beneficiary must have been disabled within the time periods described above, and must obtain a social security determination to that effect.
How do I qualify for a COBRA Disability Extension?
