Newly eligible employees have 30 days after their initial eligibility date to enroll in short-term disability insurance and will not be required to answer health questions. If you do not enroll during your initial 30-day eligibility enrollment period, you must wait until the Annual Enrollment period, or when you experience a mid-year qualifying event. Then, if you decide to enroll, you will have to answer questions about your health.
Additional FAQs can be found on the disability microsite at https://www.metlife.com/info/stateoftn/disability/state/benefits/faq/