Can children under age 26 be covered as dependents on their parents' plan if they are eligible for their own coverage, e.g., at another job? Crystal November 30, 2022 19:46 Updated Yes. Access to other coverage is not a factor. Related articles My child is about to turn 26, what do I need to do to remove him or her from coverage? Can a dependent be dropped from coverage in the middle of the plan year? I have a child who is attending college out-of-state and under the age of 26. Is my child still eligible to be on my insurance coverage? Would my child be covered for out-of-state care? What dependents are eligible and what required documentation do I need to submit for verification when adding a dependent? If two employees in the same plan (state, local education or local government) are married, are they required to choose the employee + spouse premium level, or can each sign up for employee only coverage? What if there are children?