Each option has different cost sharing, or out-of-pocket costs for copays, deductibles and coinsurance.
For all health plan options, you won’t pay anything for eligible preventive care. It’s covered at 100% as long as you use an in-network provider.
Here’s a comparison of the different PPOs:
Premier PPO – Highest premiums, but you pay less for copays at the doctor's office and pharmacy than the standard PPO and less for coinsurance.
Standard PPO – Lower premiums than the Premier PPO, but you pay more for copays at the doctor’s office and pharmacy.
Limited PPO (local education and local government only) – Lower premiums than the other PPOs, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance compared to the other PPOs.
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