BlueCross BlueShield and Cigna will stay as your health insurance carriers, and we’ll offer the same four provider networks.
- BCBST Network S and Cigna LocalPlus: These are efficient networks, and you will save money with them. If your providers are in these networks, either one may be your best choice.
- BCBST Network P and Cigna Open Access Plus: These are expanded networks, which include more hospitals and facilities than the efficient networks. However, the premiums are higher for the expanded networks, and you may pay more for services you receive from network providers. Visit the Premiums webpage > Health Insurance premiums to see the monthly premium charts and the increased cost if you select either of these networks.